Thursday, October 27, 2011

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Monday, October 17, 2011

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nota fiscal pta

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occupy wall street







Thursday, October 13, 2011

Unemployment Insurance – Last Chance For Public Sector Employees

Car Insurance Blogger

Unemployment has risen to over 2.5 million in the UK and with the future of many public service workers jobs in doubt, is expected to rise to levels of over three million by Christmas.

Todays official figures show levels of unemployment last enjoyed under Margaret Thatcher’s Tory Government of the Eighties.

Youth unemployment is at its highest level for 19 years.
Womens unemployment is at its highest level for over 23 years.
The public sector is traditionally a large employer of both these groups.
The Governments argument that the private sector creating new jobs will prop up the public sector has proven to be widely inaccurate.
David Miliband pointed out that for every two jobs lost in the public sector only one was being created in the private sector.

The result is that the economy is in a downward spiral and the public sector job cuts are fuelling the maelstrom.
Maybe our public schools are failing as well, because it is obvious that neither David Cameron or the Chancellor bloke, whose name Insurance Blog can’t remember, have even the basic skills in macro economics!

When there was a global depression in the USA in the late 1920′s, FD Rooseveldt’s ‘New Deal’ of public works and public sector employment, brought America out of the downward spiral and introduced infrastructure which gave the post war US a massive competitive advantage.
President Obama has finally realised that cuts don’t work and has announced a massive Federal investment in public works. Alex Salmond, Leader of the Scottish Parliament today said that unemployment was down in Scotland during the last three months due to a large public building program.

David Cameron is carrying on making people and public sector workers unemployed.

If you work in the Public Sector there is still time to get unemployment insurance and income protection however you must hurry.

Income Protection Insurance is available to eveyone in full time employment. As long as you have not been informed by your employer that your job is at risk, you can still take out an income protection policy.

Act quickly and you can protect your mortgage, rent and other regular payments such as council tax, utilities bills, finance agreements and even gym memberships and satellite/cable tv bills. With low monthly payments you have a choice of cover between accident, sickness and unemployment, accident and sickness or unemployment only, with 12 or 18 month benefit options.

Car Insurance Blog

Insurance Blog

How does a life insurance agent get paid?

Question: Can you tell me how a life insurance agent gets paid? Does it affect my premium?

Life Insurance No Exam.biz Answers: Whether a life insurance agent works for a specific insurance company (captive) or is an independent, he earns his money from the sale of an insurance policy. Those earnings are in the form of a commission paid directly by the insurance carrier. Commissions are built into the policy and will not change the premium rate you are quoted. In other words, there is no surcharge and commissions are not paid directly by the client. Because commissions are built into the policy and cannot be altered, neither they nor the premium rates are negotiable. The best way to get the lowest premiums is to shop around and get quotes from multiple insurance carriers.

Amounts of commission vary by insurance carrier, but agents generally receive up to 55% of your first-year premium for permanent cash value life insurance policies. After that, agents usually receive 3% to 5% in renewal commissions for the next five to ten years. Commissions for term insurance are typically around 35% of the first-year premium and are not renewable in the following years.

Agents also get paid sales bonuses for reaching high production goals set by insurance carriers. Production incentives like exotic trips and luxurious gifts are also awarded. It is safe to assume that your premiums indirectly reflect the cost of these bonuses in addition to the cost of the agents’ commissions.

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About the Author

Life Insurance No Exam. Instant no physical life insurance! lifeinsurancenoexam.biz gives free, online life insurance quotes. Get instant no physical term life insurance or no physical whole life insurance without an exam. No agent. No needles. No hassles! Smokers insurance available and liberal height/weight requirements for overweight insurance. Competitive life insurance rates. Affordable life insurance and coverage within minutes.

Monday, September 26, 2011